FAFSA and Federal Financial Aid

Apply for Financial Aid

Even if you feel you may not qualify for federal financial aid due to your income or other reasons, you might be surprised at what you may be eligible for. Federal financial aid eligibility is determined by many different factors, not just based on your income.

Complete Your FAFSA Now

Free Application for Federal Student Aid (FAFSA):

  1. Click on the “Start A New FAFSA” button to access the 2018/2019 FAFSA.
  2. Remember to add California Miramar University school code to your school list: 04189700
  3. Electronically sign the FAFSA with your FSA ID and submit it for processing.

The next step is to complete the entrance counseling if you are interested in applying for federal student loans. The entrance counseling provides useful information to help you understand your responsibilities and obligations when you borrow federal student loans.

Entrance Counseling

Lastly, you will need to complete the MPN (subsidized or unsubsidized) which is a legal document acknowledging you agree to repay your federal student loans and any accrued interest and fees to your lender or loan holder.

Complete the MPN

Federal Financial Aid Eligibility Criteria:

• Must be a U.S. Citizen or an eligible non-citizen (U.S. permanent resident)
• Have a high school diploma, GED or the equivalent
• Enrolled in an eligible program
• Making satisfactory academic progress towards graduation
• Not be in default status for a federal student loan received at any postsecondary institution
• Does not owe a refund on a federal grant received at any postsecondary institution

California Miramar University participates in the following federal financial aid programs.

Federal Pell Grant
Federal Pell Grant is for undergraduate student who has not earned a bachelor’s or a professional degree. The Federal Pell Grant does not have to be repaid.

Federal Supplemental Educational Opportunity Grants (FSEOG)
Federal Supplemental Educational Opportunity Grants is for undergraduate student with exceptional financial need. Funding is limited due to availability and does not have to be repaid.

William D. Ford Federal Direct Loan (Direct Loan) Program
William D. Ford Federal Direct Loan (Direct Loan) Program is a federal student loan program and the U.S. Department of Education is the lender. There are several types of Direct Loans.

Direct Subsidized Loan
Direct Subsidized Loan is for eligible undergraduate student who demonstrates financial need to help cover the costs of higher education. The interest on the Direct Subsidized Loan is paid by the federal government while the student is enrolled at least half-time status in school and for six months after the student has cease their enrollment. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct Unsubsidized Loan
Direct Unsubsidized Loan is for eligible undergraduate, graduate, and professional student, who do not have to demonstrate financial need to be eligible for the loan. The interest on the Direct Unsubsidized Loan accrues while the student is enrolled in school. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct PLUS Loan
Direct PLUS Loan is for graduate or professional student and the parents of a dependent undergraduate student to help pay for education expenses not covered by other financial aid. This is a credit based loan and the borrower must not have an adverse credit history.

How Much Can Students Borrow in Federal Student Loans?
Click below to view the annual and aggregate limits for subsidized and unsubsidized loans.

What is the limit?

After you’ve completed the FAFSA you will receive your Student Aid Report. The Student Aid Report summarizes the information you had provided on your application and your eligibility for federal financial aid.

Cost of Attendance (COA)

The COA is the estimate your total cost for the school year which includes tuition and fees, the cost of room and board (housing and food for students not living on campus), the cost of books, supplies, transportation, personal expenses and loan fees. The COA provides average figures, using actual institutional charges with estimates for other expenses.

Expected Family Contribution (EFC)

The EFC is calculated according to a formula established by the federal government. Information reported on your FAFSA includes your family’s taxed and untaxed incomes, assets, and benefits (i.e. unemployment or Social Security), your family size and the number of family members who will attend college school during the year. Please keep in mind your EFC is not the amount of money your family will need to pay for college nor is it the amount of federal financial aid you will receive. Your EFC an index number used by the financial aid office to determine how much financial aid you are eligible for.

Calculating Your Financial Need

Your financial aid eligibility is based on your EFC, COA, your grade level and enrollment status. The financial aid office will determine your financial need using this formula: 
[COA minus EFC = Financial Need]

Selected for Verification

The school is required to confirm the accuracy of the data reported on your FAFSA when you are selected for a process called verification. The school has the authority to request documentation that supports the information you reported (i.e. IRS tax return transcript). Until the verification process is complete, student will not be eligible for federal financial aid.

Financial Aid Award Letter

In order to receive an official financial aid award letter, student must be formally admitted to California Miramar University and submit all the required financial aid paperwork. The official financial aid award letter will list the types of financial aid and amounts the student is eligible for. Please note federal financial aid may not cover a student’s total need or cost of education.

Cost of Attendance Budgets

Presented here are the full-time and part-time cost of attendance budgets for the following programs:
· Associates
· Bachelor’s
· Master’s

Click here for full-time.

Click here for part-time.

Contact information:

Dune Trinn
Director of Financial Aid
Ph:858.653.3000 ext. 13
Fax: 858.653.6786
Email: [email protected] 

Office Hours:

9 A.M.- 5 P.M.

Call Now