Apply for Financial Aid

Even if you feel you may not qualify for federal financial aid due to your income or other reasons, you might be surprised about your eligibility.

Click here to apply for scholarships.

Apply for Financial Aid

Free Application for Federal Student Aid (FAFSA):

  1. Remember to add California Miramar University school code to your school list: 04189700
  2. Electronically sign the FAFSA with your FSA ID and submit it for processing.

The next step is to complete the entrance counseling if you are interested in applying for federal student loans. The entrance counseling provides useful information to help you understand your responsibilities and obligations when you borrow federal student loans.

Lastly, you will need to complete the MPN (subsidized or unsubsidized) which is a legal document acknowledging you agree to repay your federal student loans and any accrued interest and fees to your lender or loan holder.

Step 1: Complete your FAFSA

Step 2: Entrance Counseling

Step 3: Master Promissory Note (MPN)

Federal Financial Aid Eligibility Criteria:

• Must be a U.S. Citizen or an eligible non-citizen (U.S. permanent resident)
• Have a high school diploma, GED or the equivalent
• Enrolled in an eligible program
• Making satisfactory academic progress towards graduation
• Not be in default status for a federal student loan received at any postsecondary institution
• Does not owe a refund on a federal grant received at any postsecondary institution



Net Price Calculator

California Miramar University participates in the following federal financial aid programs.

Federal Pell Grant
Federal Pell Grant is for undergraduate student who has not earned a bachelor’s or a professional degree. The Federal Pell Grant does not have to be repaid.

Federal Supplemental Educational Opportunity Grants (FSEOG)
Federal Supplemental Educational Opportunity Grants is for undergraduate student with exceptional financial need. Funding is limited due to availability and does not have to be repaid.

William D. Ford Federal Direct Loan (Direct Loan) Program
William D. Ford Federal Direct Loan (Direct Loan) Program is a federal student loan program and the U.S. Department of Education is the lender. There are several types of Direct Loans.

Direct Subsidized Loan
Direct Subsidized Loan is for eligible undergraduate student who demonstrates financial need to help cover the costs of higher education. The interest on the Direct Subsidized Loan is paid by the federal government while the student is enrolled at least half-time status in school and for six months after the student has cease their enrollment. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct Unsubsidized Loan
Direct Unsubsidized Loan is for eligible undergraduate, graduate, and professional student, who do not have to demonstrate financial need to be eligible for the loan. The interest on the Direct Unsubsidized Loan accrues while the student is enrolled in school. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct PLUS Loan
Direct PLUS Loan is for graduate or professional student and the parents of a dependent undergraduate student to help pay for education expenses not covered by other financial aid. This is a credit based loan and the borrower must not have an adverse credit history.

How Much Can Students Borrow in Federal Student Loans?
Click below to view the annual and aggregate limits for subsidized and unsubsidized loans.

After you’ve completed the FAFSA you will receive your Student Aid Report. The Student Aid Report summarizes the information you had provided on your application and your eligibility for federal financial aid.

Cost of Attendance (COA)
The COA is the estimate your total cost for the school year which includes tuition and fees, the cost of room and board (housing and food for students not living on campus), the cost of books, supplies, transportation, personal expenses and loan fees. The COA provides average figures, using actual institutional charges with estimates for other expenses.

Estimated Textbook Costs:

For different courses the following average prices are based on New, Used, Rent and E-book options. 

More information is available in PDF format or in our Student Learning System, MOODLE.






Total for New

Total for used

Total for rent

E- book cost






20 x 90 = 1800

20 x 40 = 800

20 x 45 =900

20 x 40 =800






40 x 100 = 4000

40 x 45 = 1800

40 X 50 = 2000

40 x 40 = 1600






13 x 130 = 1690

13 x 65 = 845

13 x 50 = 650

13 x 40 = 520






18 x 175 = 3,150

18 x 70 = 1260

18 x 60 = 1080

18 x 40 = 720


Expected Family Contribution (EFC)
The EFC is calculated according to a formula established by the federal government. Information reported on your FAFSA includes your family’s taxed and untaxed incomes, assets, and benefits (i.e. unemployment or Social Security), your family size and the number of family members who will attend college school during the year. Please keep in mind your EFC is not the amount of money your family will need to pay for college nor is it the amount of federal financial aid you will receive. Your EFC an index number used by the financial aid office to determine how much financial aid you are eligible for.

Calculating Your Financial Need
Your financial aid eligibility is based on your EFC, COA, your grade level and enrollment status. The financial aid office will determine your financial need using this formula: 
[COA minus EFC = Financial Need]

Selected for Verification
The school is required to confirm the accuracy of the data reported on your FAFSA when you are selected for a process called verification. The school has the authority to request documentation that supports the information you reported (i.e. IRS tax return transcript). Until the verification process is complete, student will not be eligible for federal financial aid.

Financial Aid Award Letter
In order to receive an official financial aid award letter, student must be formally admitted to California Miramar University and submit all the required financial aid paperwork. The official financial aid award letter will list the types of financial aid and amounts the student is eligible for. Please note federal financial aid may not cover a student’s total need or cost of education.

Federal Financial Aid Programs

How Federal Financial Aid is Determined

Higher Education Emergency Relief Funds

HEERF Website Announcement

This document will acknowledge that California Miramar University and signed and returned to the Department the Certification and Agreement. California Miramar University will use no less than 50% of the funds received under Section 18004(a)(1) of CARES Act to provide Emergency Financial Aid Grants to eligible students. California Miramar University has received a total of $110,771.00.

The total amount of Emergency Financial Aid Grants distributed to students under Section 18004(a)(1) of the CARES Act as of the date of submission is $55,386.00. Approzimately 45 students are eligible for HEERF fund.
Eligible expenses are those expenses related to the disruption of campus operations due to COVID-19 (including eligible expenses under a student’s cost of attendance, such as housing, technology, healthcare, and child-care expenses). Documentation of these expenses is not required.

The approximate total number of students who have/will receive an Emergency Financial Aid Grant to students under Section 18004(a)(1) of the CARES Act is 44.
The method(s) used by California Miramar University to determine which students receive Emergency Financial Aid Grants and how much they would receive under Section 18004(a)(1) of the CARES Act is as follows: It has been determined these students would have been scheduled and/or opted into a hybrid course during their Spring or Summer 2020 program , but no longer had the option to take a hybrid course due to social distancing and were mandated to enroll in a CMU 100% online course.
Eligible students will be required to be in “Active” status as of Spring II, 2020, to receive HEERF funds.

Communication to the Students:

Dear Student,

CMU is pleased to announce we have received funds from the CARES Act/Higher Education Emergency Relief Funds (HEERF), to assist our financial aid students due to changes brought on by COVID19.

You are receiving this email because it has been determined you were receiving federal financial aid and experienced a disruption in campus operations due to social distancing, during the Spring II, 2020 session.

You will be receiving a grant, via check or electronic funds transfer in the approximate amount of $1,250.00. Please contact the finance office to ensure we have your correct banking information or mailing address.

These funds should be used for eligible expenses related to the disruption of campus operations due to COVID-19 (including eligible expenses under a student’s cost of attendance, such as housing, technology, healthcare, and chile-care expenses). Documentation of these expenses is not required.

We hope these funds lessen the stress brought on by COVID19.

Gainful Employment Disclosure 2019

In compliance with the Higher Education Act of 1965 (HEA) and the Student Assistance General Provisions CMU has published these statistics showing how the University prepares students for gainful employment in a recognized occupation. Click below for those statistics for our degree programs:

Cost of Attendance Budgets

Presented here are the full-time and part-time cost of attendance budgets for the following programs:
· Associates
· Bachelor’s
· Master’s
· Doctorate

Click here for full-time.

Click here for part-time.

Contact information:


Office Hours:

9 A.M.- 5 P.M.