Apply for Financial Aid

Even if you feel you may not qualify for federal financial aid due to your income or other reasons, you might be surprised about your eligibility.

 

Apply for Financial Aid

Free Application for Federal Student Aid (FAFSA):

  1. Remember to add California Miramar University school code to your school list: 04189700
  2. Electronically sign the FAFSA with your FSA ID and submit it for processing.

The next step is to complete the entrance counseling if you are interested in applying for federal student loans. The entrance counseling provides useful information to help you understand your responsibilities and obligations when you borrow federal student loans. Click her to access.

Lastly, you will need to complete the MPN (subsidized or unsubsidized) which is a legal document acknowledging you agree to repay your federal student loans and any accrued interest and fees to your lender or loan holder. Click here to access.

Step 1: Complete your FAFSA

Step 2: Entrance Counseling

Step 3: Master Promissory Note (MPN)


Federal Financial Aid Eligibility Criteria:

• Must be a U.S. Citizen or an eligible non-citizen (U.S. permanent resident)
• Have a high school diploma, GED or the equivalent
• Enrolled in an eligible program
• Making satisfactory academic progress towards graduation
• Not be in default status for a federal student loan received at any postsecondary institution
• Does not owe a refund on a federal grant received at any postsecondary institution

 

 


Net Price Calculator


California Miramar University participates in the following federal financial aid programs.

Federal Pell Grant
Federal Pell Grant is for undergraduate student who has not earned a bachelor’s or a professional degree. The Federal Pell Grant does not have to be repaid.

Federal Supplemental Educational Opportunity Grants (FSEOG)
Federal Supplemental Educational Opportunity Grants is for undergraduate student with exceptional financial need. Funding is limited due to availability and does not have to be repaid.

William D. Ford Federal Direct Loan (Direct Loan) Program
William D. Ford Federal Direct Loan (Direct Loan) Program is a federal student loan program and the U.S. Department of Education is the lender. There are several types of Direct Loans.

Direct Subsidized Loan
Direct Subsidized Loan is for eligible undergraduate student who demonstrates financial need to help cover the costs of higher education. The interest on the Direct Subsidized Loan is paid by the federal government while the student is enrolled at least half-time status in school and for six months after the student has cease their enrollment. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct Unsubsidized Loan
Direct Unsubsidized Loan is for eligible undergraduate, graduate, and professional student, who do not have to demonstrate financial need to be eligible for the loan. The interest on the Direct Unsubsidized Loan accrues while the student is enrolled in school. Repayment begins six months after the student graduates, leaves school, or drops below half-time enrollment status.

Direct PLUS Loan
Direct PLUS Loan is for graduate or professional student and the parents of a dependent undergraduate student to help pay for education expenses not covered by other financial aid. This is a credit based loan and the borrower must not have an adverse credit history.

How Much Can Students Borrow in Federal Student Loans?
Click below to view the annual and aggregate limits for subsidized and unsubsidized loans.

FAFSA Submission Summary

After the FAFSA form is submitted and processed, you can access the FAFSA Submission Summary which summarizes the information you had reported on the FAFSA form. More information on the FAFSA Submission Summary is available at: https://studentaid.gov/apply-for-aid/fafsa/review-and-correct/fafsa-submission-summary

 

Cost of Attendance (COA)
The Cost of Attendance is the estimate of your total cost for the school year which includes tuition and fees, the cost of food and housing, the cost of books, supplies, transportation, loan fees and miscellaneous expenses. The Cost of Attendance provides average figures, using actual institutional charges with estimates for other expenses.

 

Student Aid Index (SAI)

The Student Aid Index is an eligibility index number that the financial aid office uses to determine how much federal student aid you will receive to attend the school. Your Student Aid Index is calculated using the information you provide on the FAFSA form. More information on the FAFSA Submission Summary is available at: https://studentaid.gov/help-center/answers/article/how-sai-calculated

 

Calculating Your Financial Need

Your financial aid eligibility is based on your Student Aid Index, Cost of Attendance, your grade level and enrollment status. The financial aid office will determine your financial need using this formula: [Cost of Attendance minus Student Aid Index = Financial Need]

 

Selected for Verification
The school is required to confirm the accuracy of the data reported on the FAFSA when you are selected for a process called verification. The school has the authority to request documentation that supports the information you reported on the FAFSA. Student will not be eligible for federal financial aid until the verification process is complete.

 

Financial Aid Award Letter
In order to receive a financial aid award letter, the student must submit all the required financial aid paperwork and be formally admitted to California Miramar University. The financial aid award letter will list the types of financial aid and amounts the student is eligible for the academic year.

Estimated Textbook Costs:

For different courses the following average prices are based on New, Used, Rent and E-book options. 

More information is available in PDF format or in our Student Learning System, MOODLE.

Courses

New

Used

Rent

E-Book

Total for New

Total for used

Total for rent

E- book cost

Associate

90

40

45

40

20 x 90 = 1800

20 x 40 = 800

20 x 45 =900

20 x 40 =800

Bachelor

100

45

50

40

40 x 100 = 4000

40 x 45 = 1800

40 X 50 = 2000

40 x 40 = 1600

Masters

130

65

50

40

13 x 130 = 1690

13 x 65 = 845

13 x 50 = 650

13 x 40 = 520

Doctorate

175

70

60

40

18 x 175 = 3,150

18 x 70 = 1260

18 x 60 = 1080

18 x 40 = 720

 

Federal Financial Aid Programs

How Federal Financial Aid is Determined

Cost of Attendance Budgets

Presented here are the full-time and part-time cost of attendance budgets for the following programs:
· Associates
· Bachelor’s
· Master’s
· Doctorate

Click here for full-time.

Click here for part-time.

Contact information:

Email: finaid@calmu.edu

Office Hours:

Monday-Friday
9 A.M.- 5 P.M.